Daniel C. Toney, CLU

Chief Executive Officer

CA license: 0455332
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Dan founded our company in 1979. His individual life insurance practice evolved over time into a comprehensive business model for multiple-life programs. Dan helped develop many of the concepts that are shaping the future of TCS' insurance markets. He remains a lead marketer of our LTD, Life and LTC programs.

Dan' s industry affiliations include:

• M Financial Group
  
• Advanced Association of Life Underwriters
  
• Million Dollar Round Table
  
• California Association of Insurance and Financial Advisors
  
• National Association of Insurance and Financial Advisors
  
• Marin County Chapter of the Chartered Financial Consultants
  
• Marin County Chapter of the Chartered Life Underwriters
  

Dan graduated from California State University at San Jose with a degree in Business Administration.  He is a founding director of the Koret Family House, a residential facility for families with children receiving cancer treatment from the University of California at San Francisco. Dan enjoys golf, jogging and collecting wines. He and his wife, Kathleen, live in the San Francisco Bay Area. They have three children.

John W. DeDominic

President

John is President of TCS, which has offices in San Francisco and Portland, OR. TCS specializes in insurance planning for high net-worth individuals and families as well as for business owners and professionals in the public and private sectors. John’s specialties include executive compensation planning, business continuity strategies, and advanced multi-generational family planning and estate tax planning, which he develops in conjunction with CPAs, legal advisors and counselors..

John' s industry affiliations include:

• M Financial Group
  
• Advanced Association of Life Underwriters
  
• Million Dollar Round Table
  
• National Association of Insurance and Financial Advisors
  
• San Francisco Association of Life Underwriters
  
• San Francisco Life Planning Round Table
  

John earned a bachelor's degree in Business Communications from California State University at Chico. He enjoys golf, traveling, collecting wines, coaching his son’s sports teams and the outdoors. John has served as a member of several boards and is currently involved with several charitable and conservation-oriented causes..

John, his wife, Sonia, and their two sons make their home in the San Francisco Bay Area.

CA license: 0822112
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Thomas N. Spitzer

Chairman

Oregon license: 107261
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Tom is Chairman of Trademark Capital Services Northwest in Portland, OR. Tom's illustrious background and "hands on" executive and board experience offer Trademark Capital Services clients access to a unique resource. Prior to Trademark Capital Services, Tom was the Managing Principal of Summerville Advisors, a strategy consulting firm. He has extensive experience in working with senior management of financial institutions to provide alternative distribution and management strategies, strategic marketing initiatives, and M&A counsel. Prior to that Tom was a Managing Partner and Board Member of M Financial Group, a company with a distribution force made up of one hundred twenty firms and over 1 billion in revenue. Tom served as a board member during the reorganization of SAIF, Oregon's state accident insurance fund. He is also the Chairman of Tyfone, Inc., a pioneer in mobile financial technology. He has advised venture capital firms on both new ventures and portfolio companies. He is on the board of Self Enhancement, Inc. and philanthropically involved in a number of organizations. 

 

Tom is a Member of the American and California Bar Associations and has been involved in many industry organizations for over 30 years. Tom and his wife, Mardi, live in Portland, OR and have 3 children.

 

Tony C Peressini

Associate Director

Oregon license: 682722
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Tony is the Associate Director of the Portland, Oregon office of TCS.  TCS Northwest specializes in insurance planning for high net-worth individuals and families as well as for business owners and professionals in the public and private sectors.  Tony’s experience includes business continuity strategies and insurance planning for high net-worth individuals and families.  In conjunction with CPAs, legal advisors and counselors, he develops advanced multi-generational family planning and estate tax planning. Tony’s industry affiliations include:

• M Financial Group
• Advanced Association of Life Underwriters
• Million Dollar Round Table
• National Association of Insurance and Financial Advisors

Tony attended and played varsity golf at both the University of Illinois and the University of Portland in Oregon, where he earned his bachelor’s degree in Finance and English. He enjoys golf, basketball and the other outdoor activities the Northwest has to offer.  Tony serves on several boards and volunteers with youth mentoring programs.  He is involved in the golf program at Jesuit High School, his alma mater.

Tony and his wife, Christa, live in their hometown of Portland, Oregon.

Andrew H. Ellison, MS

Vice President

CA license: 0B69418
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Andrew is TCS' most valuable resource for technical matters relating to life insurance planning, product selection, and policy design. His primary responsibilities include the financial modeling and presentation of advanced insurance planning concepts, which are designed to create and preserve client wealth. Andrew also assists clients in developing a clear understanding of how their insurance planning will integrate into their total financial plan and what type of impact current tax law and regulations may have on their long-term objectives. Andrew also works with existing clients to manage their insurance portfolio and to advise them on additional planning needs such as personal and family insurance protection. He is a Registered Principal with the M Holdings Securities, providing internal oversight for the sale of variable life insurance and annuities.

Andrew earned bachelor's degrees in Political Economy and Applied Mathematics from the University of California at Berkeley and California State University at Sonoma, respectively. He also received a graduate degree in Agricultural Economics from the University of California at Davis. Andrew enjoys spending time outdoors with his family and following current events in politics, law and economics.

Dana J. Snyder, MA, MFT

Chief Financial Officer/ Director of Operations

Dana is the Chief Financial Officer and oversees all of the operations at TCS. In this role, she enjoys many years of experience in management consulting, employee training and development, administration, benefits and human resources. Dana helps TCS employees develop the skills necessary to be happy and productive in their jobs. She also directs the administrative and financial functions of the office.

Dana earned a bachelor's degree in Nutrition and Business from Northern Illinois University and a graduate degree in Psychology from John F. Kennedy University in Orinda, California. She also is a California licensed Marriage and Family Psychotherapist. Dana enjoys trail running, mountain biking, dancing and reading.

Justin D. Toney

Director of Marketing

CA license: 0C22758

As Director of Marketing, Justin's responsibilities consist of helping TCS establish and maintain valued client relationships, particularly in the area of group benefits and multiple-life insurance plans for larger organizations. Justin works with our clients through the entire process of plan design, implementation and ongoing plan administration.

By maintaining active roles in both overseeing client accounts and evaluating strategic market opportunities, Justin helps our clients stay ahead of changes in the industry and ensures that their benefit programs remain consistent with their objectives.

Justin has over 10 years' of experience in employee benefits and insurance. He earned a Bachelor's Degree in Business Management and Economics from Georgetown University.

Lynn Shepherd

Director of Client Services

CA license: 0B06539

As Director of Client Services, Lynn oversees the implementation and ongoing service for TCS’ employer-sponsored benefit plans. Lynn serves as the primary client service contact for all administrative functions and works closely with TCS Marketers in the development and negotiation of customized benefit programs. In these roles she ensures that our clients maintain the highest level of satisfaction and enjoy prompt and diligent response to all issues relating to implementation and administration.

Lynn brings to TCS an extensive background in employee benefits. Her industry experience spans 18 years in various Management roles, primarily on the vendor side. At TCS Lynn brings her expertise and knowledge of both group and individual insurance programs to the retail brokerage side of the industry.

Lynn earned a bachelor’s degree in Liberal Arts and Economics and a Masters degree in Public Administration from California State University, Hayward. She enjoys competitive swimming, scuba diving, travel, volunteer work with animals, and spending time with friends and family.

Charlotte C. Brown

Administrative Assistant

Charlotte brings extensive office administration experience to TCS. She supports our entire staff by lending her organizational skills to various office and client administration projects including day to day administration for both Multi-Life and Wealth Transfer & Estate Planning Businesses.

Charlotte has been a long-time resident of the San Francisco Bay Area. She enjoys cooking, hiking, photography, and traveling.

Gail R. Butler

Director of Individual Life Division

CA license: 0B84847
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Gail provides life insurance marketing and case-design support through policy analysis and the creation of insurance planning solutions that are competitive in the market place. Gail also manages the administration of individual life clients. She consistently provides excellent client service to ensure positive outcomes for clients.

Gail earned a bachelor's degree from UC Berkeley and a master's degree from Sonoma State University. She enjoys traveling, writing, singing, the fine arts and numerous outdoor activities. Gail also volunteers for many non-profit activities.

Sean D. Fekete

Senior Account Manager

CA license: 0E45295
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Sean is an account manager with our Multi Life team. Sean works closely with our clients to manage new hire applications materials, termination, conservation, claims and a variety of administrative tasks. He ensures that our client's service needs are met and that their plans run smoothly. Sean has been in the insurance industry for 7 years as a sales rep for national group carriers and as an account manager with brokerage firms.

Sean earned a bachelor's degree in Marketing and Management from The University of St. Thomas in Saint Paul, Minnesota. Sean enjoys amateur bicycle racing, mountain biking, weightlifting, kite boarding, Thai boxing, playing the guitar and photography.

Ingrid D. Francis

Senior Account Manager/Long Term Care Specialist

CA license: 0E76112
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Ingrid is a Senior Account Manager with our Multi-Life team and oversees the daily management of many of TCS’s multi-life and individual, disability and long term care accounts.  Ingrid also manages the implementation and enrollment of our multiple-life benefit plans.  In this role she assists clients regarding plan benefits, claims, billing, and enrollment. 

Ingrid brings to TCS an extensive knowledge of both human resources and insurance practices.   Her career experience includes long term work in the hospitality, strategic management consulting and insurance industries.

Ingrid earned a bachelor’s degree in Human Resources and Organizational Theory at California State University at Sonoma.  In addition to spending time with her family, she enjoys traveling, tennis and boating on the San Francisco Bay.

Patrick H. Long

Director of Underwriting

CA license: 0B30228
Registered Representative offering securities through M Holdings Securities, Inc., a registered Broker-Dealer, member FINRA/SIPC.

Patrick brings with him over 15 years of life insurance industry experience in the areas of sales, marketing, customer service and field underwriting.  His extensive credentials ensure that our individual clients’ goals are met with the best possible products and pricing. With a comprehensive knowledge of life insurance administration, Patrick provides a superior level of service and is extremely proactive and responsive to our clients and their post issue policy needs. His positive attitude and expertise make him an invaluable asset to the individual life team.

Patrick earned a bachelor’s degree in Business Marketing from San Diego State University. He holds FINRA Series 6 and 63 licenses and the life insurance license from the California Department of Insurance. He enjoys the oceans and beaches of the world, exercising, running 10k’s, live music, great restaurants, and spending time with his friends and family, especially his son, Riley.

 

Lauren A. Lanza

Associate Underwriter and Senior Client Service Representative

CA license: 0G91821

Lauren works closely with insurance companies and individual clients to determine the appropriate risk pricing for medically underwritten insurance policies. She is proactive in negotiating the best pricing and products for our clients. Lauren is also responsible for assisting our clients with all policy service needs.

Lauren’s expertise ranges from individual and group sales and client service within the individual, group and multi-life marketplace. Lauren thrives on serving as a liaison with our TCS, TCS NW and TCS Insurance clients and the M Financial insurance carriers for both our individual life and multi-life business.

Lauren earned a bachelor’s degree in Marketing and International Studies at The Pennsylvania State University. She is passionate about contributing to charitable organizations and enjoys traveling, cooking, physical fitness, and watching her alma mater football games.